Transform
financial data into actionable insights
Optimise and grow commercial payment programmes with PayTech Commercial’s advanced analytics tools.
In the complex world of corporate payments, critical insights often remain hidden within vast amounts of data
Without advanced analytics, identifying high-probability opportunities becomes a time-consuming guessing game.
Drive game-changing decisions by harnessing the power of data
PayTech Commercial's AI-powered analytics platform reveals what others miss: high-value insights to optimise card spend, improve cash flow, and transform financial management.
Trusted by industry leaders
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Partnering with you to drive success in the payments ecosystem
Drawing from over 3,000 dialogues across accounts payable, sourcing, procurement, treasury, and finance teams, we understand the complexities of the payments ecosystem. We help clients transform data into strategic solutions that drive measurable financial impact.
Click on your industry type to learn more.
Global banks, fintechs, and card issuers
Corporate enterprises
Government and public sector
Consulting firms
Acquirers
Card schemes
Optima operates in 5 regions and serves over 2,000 organisations globally
Introducing Optima: PayTech Commercial’s enterprise analytics platform
Optima combines advanced analytics with payments expertise to transform vast amount of data into actionable insights. Purpose-built for commercial card programmes, our AI-powered platform delivers clear, strategic insights for business growth.
Here’s how Optima works
Data Analytics
We ingest data into our proprietary data lake to uncover valuable insights.
Supplier Scoring
Our algorithms, ML models, and AI will identify high-potential suppliers for card adoption.
Action Plan
Receive clear, prioritised steps to capture high-impact opportunities.
Ongoing Support
Beyond delivering insights, our team works closely with clients to ensure continued success.
End-to-end support for your commercial card journey
Optimising a commercial card programme demands thoughtful execution across all stages of its lifecycle. Optima offers expert guidance and advanced analytics to drive success at every step.
Source (RFP)
Create compelling, data-driven business cases through Optima’s advanced insights and in-depth analysis of company data. Uncover realistic opportunities that are aligned with strategic objectives.
Contract
Navigating complex contracts becomes seamless with Optima. Our expertise ensures risks are mitigated, objectives are met, and the contracting process is streamlined for efficiency.
Implement
Transitioning to a new programme is simplified with our hands-on support. From managing technical changes to preparing policies and training teams, we ensure effective and efficient implementation.
Manage
Once live, we help organisations manage their programme with best practices, staying ahead of innovations and optimising issuer relationships to ensure sustained success.
Optimise
Through advanced analytics, we identify new avenues for cost savings, process efficiencies, and working capital improvements. The support extends to broader initiatives, such as eProcurement and AP automation.
Review
We conduct comprehensive reviews to evaluate programme success, identify areas for improvement, and prepare for the next stage of growth. These insights help ensure that the strategy continues to evolve in line with business objectives.
Optima in action
Optima in 1 minute
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The Optima Philosophy: Head, Hump & Tail
Understand the foundational theory and philosophy behind what we do.
What is Optima V3.0?
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