Last Updated: 31/10/2023

Welcome to PayTech Commercial AS. Please carefully read the following Terms of Service (the "Agreement") before using our services. By using our services, you agree to be bound by the terms and conditions outlined in this Agreement. If you do not agree to these terms, please do not use our services.

1. Acceptance of Terms

By accessing or using PayTech Commercial's services, including but not limited to our website, mobile application, or any other platform provided by us, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and any additional terms and conditions as applicable.

2. Eligibility

You must be at least 18 years of age and capable of forming a legally binding contract to use our services. By using our services, you represent and warrant that you meet these eligibility requirements. If you are using our services on behalf of a company or another legal entity, you must have the authority to bind that entity to this Agreement.

3. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which can be found at https://paytech-commercial.com/privacy.html. Please review the Privacy Policy to understand how we collect, use, and protect your personal information.

4. User Accounts

To access certain features of our services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials, and you agree to notify us immediately of any unauthorized use of your account. We reserve the right to terminate or suspend your account at our sole discretion if we suspect any unauthorized activity or violation of these Terms.

5. Prohibited Activities

You agree not to engage in any of the following prohibited activities when using our services:

• Violating any applicable laws or regulations.
• Using our services for fraudulent or illegal purposes.
• Impersonating any person or entity or misrepresenting your affiliation with a person or entity.
• Uploading, posting, or transmitting any content that is offensive, harmful, or violates the rights of others.
• Reverse engineering, decompiling, or disassembling any part of our services.
• Circumventing any security measures we have in place.

6. Fees and Charges

Our services may involve fees, charges, or commissions, which will have been disclosed to your employer before you use those specific services.

7. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either expressed or implied. We do not guarantee that our services will always be available, secure, or error-free. Your use of our services is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, PayTech Commercial AS shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

9. Indemnification

You agree to indemnify and hold PayTech Commercial AS, its officers, directors, employees, and agents harmless from any claims, losses, liabilities, damages, costs, and expenses arising from your use of our services or any violation of these Terms.

10. Termination

We may terminate or suspend your access to our services at any time for any reason. Your employer may also terminate your use of our services by discontinuing their agreement with PayTech Commercial AS, or by requesting we suspend your account.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to our website. Your continued use of our services

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