Effective Date: 26th October 2023

1. Introduction

PayTech Commercial AS ("we," "us," or "our") is committed to protecting the privacy of your personal information. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of your personal information when you use our services.

PayTech Commercial AS provides data analysis services within a B2B environment. We provide a subscription-based service in which a Card Scheme through enrolled Bank Issuers, may offer PayTech analytics services to their client for the purpose of identifying opportunities to implement, grow or optimize commercial card programs.

PayTech Commercial AS do not request, require, or receive any personal data other than user business email addresses and/or business phone number details, Notwithstanding, we still apply the appropriate regulatory rules which govern data and privacy laws and guidelines as set out below.

2. Information We Collect

• Personal Information: This includes enrolled user information that can be used to identify you, such as your name, email address, phone number, and other contact information.
• Financial Information: We may collect information related to business financial transactions, such as PO, invoice and payment transaction history, and payment terms and payment method information.
• Device Information: We may collect information about the device you use to access our services, including device type, operating system, and unique device identifiers.
• Usage Information: We may collect information about how you use our services, including the pages you visit, the features you use, and the actions you take.

3. How We Use Your Information

We may use your information for the following purposes:

• To provide and improve our services.
• To communicate with you, including sending updates, and service-related information.
• To protect the security and integrity of our services.
• To comply with legal obligations.

4. Disclosure of Your Information

We may share your information with third parties in the following circumstances:

• With service providers and partners who assist us in delivering our services.
• With regulatory authorities and law enforcement agencies when required by law.
• In connection with a merger, acquisition, or sale of all or a portion of our assets.

5. Your Choices

You have the right to:

• Review and update your personal information.
• Opt out of receiving promotional communications from us.
• Request the deletion of your personal information.

6. Security

We employ reasonable security measures to protect your personal information from unauthorized access, disclosure, or alteration.

7. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with the updated effective date.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at security@paytech-commercial.com

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